This software could benefit from a feature called "account adjustment" in some of its competitors e.g. Microsoft Money 2003: as HomeBank is right now you can only set a starting balance and transactions are incrementally applied over that. In certain scenarios (like keeping track of your paper money), the ability to record the value of an account at any arbitrary moment would greatly enhance the usability of this program.
the upstream bug report was marked "Won't Fix" today, so lets reflect that here. In the upstream bug report, Lindsay Lorden proposed this workaround: Hope that helps Philip